In health insurance, we often hear about the 10-85 rule: 10% of the insured population drives 85% of the costs. But what if we could design plans that cater to that 10% without compromising affordability for the remaining 90% that causes 15% of the cost? This article explores the 10-85 rule, offering data-driven strategies to

Read More

Companies have been conditioned to think that the easiest, most risk-free way to provide health benefits is to work through traditional, large insurance providers. But getting educated on the way health benefits really work is one of the best investments a company can make to achieve their goals for growth and profits. SVG can help.

Read More

Managing employee benefits requires a lot of paperwork, for employers, brokers, and advisors. Endless cost reports and benefit use updates allow employers to track benefit program effectiveness, but is there a better way? The simple answer is yes. Digital platforms are offering a way to track benefit use and costs in real time through simple dashboards and easy communication systems.

Read More

Understanding how to stay in the driver’s seat when it comes to managing costs can be confusing and even intimidating. Set aside what you’ve been taught about health insurance benefits and controlling costs. We can help!

Read More

Most companies, and their busy HR teams, struggle each year to keep up with managing employee health benefits, especially with all the options and plan varieties now available. The solution? Technology. SVG can help!

Read More

Here’s what employers need to know about self funded plans. Read the latest blog from Shenandoah Valley Group to learn more about how employers are taking back control of their checkbooks.

Read More