In health insurance, we often hear about the 10-85 rule: 10% of the insured population drives 85% of the costs. But what if we could design plans that cater to that 10% without compromising affordability for the remaining 90% that causes 15% of the cost? This article explores the 10-85 rule, offering data-driven strategies to

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Data has become a new best friend in business. There are so many ways to collect data and so much data to be gathered that you could literally spend all of your time mining data about anything you might find useful or interesting. But harnessing that data to make it useful is the challenge.

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Managing employee benefits requires a lot of paperwork, for employers, brokers, and advisors. Endless cost reports and benefit use updates allow employers to track benefit program effectiveness, but is there a better way? The simple answer is yes. Digital platforms are offering a way to track benefit use and costs in real time through simple dashboards and easy communication systems.

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Understanding how to stay in the driver’s seat when it comes to managing costs can be confusing and even intimidating. Set aside what you’ve been taught about health insurance benefits and controlling costs. We can help!

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Most companies, and their busy HR teams, struggle each year to keep up with managing employee health benefits, especially with all the options and plan varieties now available. The solution? Technology. SVG can help!

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