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In health insurance, we often hear about the 10-85 rule: 10% of the insured population drives 85% of the costs. But what if we could design plans that cater to that 10% without compromising affordability for the remaining 90% that causes 15% of the cost? This article explores the 10-85 rule, offering data-driven strategies to …
Data has become a new best friend in business. There are so many ways to collect data and so much data to be gathered that you could literally spend all of your time mining data about anything you might find useful or interesting. But harnessing that data to make it useful is the challenge.
...Companies have been conditioned to think that the easiest, most risk-free way to provide health benefits is to work through traditional, large insurance providers. But getting educated on the way health benefits really work is one of the best investments a company can make to achieve their goals for growth and profits. SVG can help.
...Managing employee benefits requires a lot of paperwork, for employers, brokers, and advisors. Endless cost reports and benefit use updates allow employers to track benefit program effectiveness, but is there a better way? The simple answer is yes. Digital platforms are offering a way to track benefit use and costs in real time through simple dashboards and easy communication systems.
...Understanding how to stay in the driver’s seat when it comes to managing costs can be confusing and even intimidating. Set aside what you’ve been taught about health insurance benefits and controlling costs. We can help!
...Most companies, and their busy HR teams, struggle each year to keep up with managing employee health benefits, especially with all the options and plan varieties now available. The solution? Technology. SVG can help!
...Here’s what employers need to know about self funded plans. Read the latest blog from Shenandoah Valley Group to learn more about how employers are taking back control of their checkbooks.
...Employers are constantly searching for ways to better manage healthcare costs while providing competitive benefits to their employees. Many companies – large to small – have discovered that they have more power than they think when it comes to controlling their checkbook and MEC (Minimum Essential Coverage) plans have become a part of the solution.
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